It is my mission to help people create a healthy empowered relationship with their money. To see the system for what it is so they are not 'at the effect' of it, and to help redirect the 85% of the ‘little people’ money that is in the market so it aligns with the values of my clients and change the freakin’ world. Our ignorance keeps power in the wrong places. Learning about the financial system and how to work ‘with it’ to build your wealth and increase your resources and capacity in the world is my act of protest against it. I call this 'Sacred Wealth' and I believe it can change EVERYTHING.
Sacred Wealth was born through my own transformation with finances. After years of knowing I needed to get my shit together with money, and many failed attempts with some BS money coaches, and some ‘not the right fit’ coaches, I finally found what I needed, and it transformed my life. I had no idea how different life was with a healthy relationship with money, and how could I? I had never truly had a good relationship with money. In this day and age, it’s almost impossible.
I was not born into wealth. I was born into a lineage of farmers. For farmers, working hard for your income is part of our DNA. I did have many privileges afforded to me in my formative years, living in a university town and having a very WASP, nuclear, dual-income family. But one of the truths about money is that we first learn about it from our family of origin. Even if that meant NOT learning about money. I learned how to work hard for my allowance through chores, and how to spend that money. I was not taught how to save or about the magic of money. And like all of us, I was not taught about money in school so was very financially illiterate for most of my adult life.
Transformation
Efficacy
Equity
Connection with Self & Others
Curiousity
Like many people, I’ve had my ups and downs with debt including credit card debt, bouts of unemployment or underemployment from periods of economic recession or life circumstances, and made dumb choices with my money.
I had mistrust of money because of the corrupt system and felt self righteous b/c I didn’t think I needed or wanted money to be happy.
As I settled firmly into mid life 3 things kept repeating themselves in my mind until it became unbearable:
You’re failing at finances. (Massive guilt and shame)
You’re never going to be able to afford to retire and you’re going to have to work until you die. (unbelievable feelings of overwhelm and helplessness)
You’re a well educated smart woman, but you know jack shit about money. (Embarrassment and confusion)
Don’t look at your numbers. If you don’t look you don’t have a problem. I didn’t want to address my spending. What I didn’t know couldn’t hurt me…. Right….. Ironically, it was hurting me very much.
It finally became so unbearable and then, for me, a miracle happened. A friend was dating a financial coach. I immediately asked them to introduce me and the rest is history. I knew I had found the person that could help me when they asked me a question in our discovery call and it was so spotted I broke down in tears. I couldn’t pretend anymore.
The next 3 months changed my life. Not only did I dive head first into the work and changed my life through healing my relationship with money, I found my purpose. After 3 months, my coach asked me to work with her in her business and did that for 2 years before stepping out on my own.
My career path has been an ever-changing one, from landscape gardening, to tourism operator/entrepreneur, to Outdoor Recreation Guide, to Retail construction Project Manager. But since I was a teenager, I have been a seeker, fascinated with self discovery and personal growth. I had been training and seeking something that would allow me to help people for 10 years before I found Money Coaching, and now there is no turning back. If you had told me when I was leading groups through the wilds of Alaska that I would find my purpose as a money coach, I would have thought you were nuts. I mean never in a million years. Money was corrupt after all. Wall Street was a racket and the power-hungry jankholes at the top manipulated us all. Why would I want to be a part of THAT bullshit.
But here’s what I learned: Money is actually amazing. Sacred in fact. The greed and power-hungry sociopathic people that hoard it are different from the actual energy of money. The corrupt ‘system’ is NOT money. The corruption has everything to do with greed and the failings of the human ego and scarcity mindset. Money actually amplifies what the person who has it can do in the world, for their loved ones, and for their community and what they care about. This is why I do what I do. I want GOOD people to get GOOD with money. To make more of it and amplify the goodness in the world. I know you’re a good person. You wouldn’t click on a website about ‘Sacred Wealth’ if you weren’t.
I also learned just how much strain and stress I was carrying in my body and mind. Because I never had a truly empowered relationship with money I had no idea what it felt like. It was AMAZING! I felt lighter, so much ease and a feeling of confidence that I had never ever known. I was transformed. I have come to believe that getting your finances in order is a part of your overall health and wellness. We eat well and workout to take care of our bodies now and in the future. Money is exactly the same. We take care of it now and for our future.
IF YOU FEEL LIKE
You want to be better with money and finances, let’s get you there!!
You make good money
and get to payday thinking where has my money gone?
You pay your bills on time
all the time but are anxious about your money.
You haven't started saving for retirement yet.
You spend money as soon as it comes in
and can't seem to save it.
You live off your credit cards.
You resist looking at your spending, savings and nett worth.
You don't know what you need to retire.
You are carrying debt, especially credit card debt.
For my Canadian pals,
you don’t know what a HISA, TFSA, RRSP, FHSA are and how to leverage them differently to your advantage
For my American pals,
you don’t know what a HISA, IRA, Roth IRA, 401(k) are or how to leverage them differently to your advantage.
You're just tired of not knowing about money
I believe in a holistic approach to financial coaching so my method involves 3 distinct pillars.
EMPOWERMENT, EASE, CLARITY
This is your Financial IQ. It is about getting you financially literate so you understand the words, the acronyms, how the structure works. Knowledge IS power. Outcome: This is the confidence boosting part and will allow you to make clear decisions and have confident conversations with financial professionals.
Financial tracking. This is helping you take a look at your numbers and then setting up systems and automations. When your money is automated, the mental and physical busy work disappears and you are left with time, space, freedom. I don’t believe in tracking your expenses like calories. Who has time for that?! Outcome: Once your system is set up it runs itself and you only need to spend about 30 min a month on your personal finances.
This is your Financial EQ. It’s the piece that makes the other two stick. This is understanding your beliefs about money, where they came from and how they are helping or hindering you. Your habits and feelings about money and how they are holding you back. Understanding yourself so you can get ahead of the behaviours that got you in trouble when they show up.
Having tried 4 different money coaches/professionals in the past, I can confidently say that this is the trifecta of financial wellbeing: literacy, tracking, and self awareness.
And now we come to you. You’re probably here because you know you desire to have a different relationship with money. I’m here to tell you it could happen in a matter of weeks, but you have to be ready. It does take effort to change, but the beauty of my method is that you put the work in to build a system, press play and step away. No tediously tracking numbers, making note of everything you spend. That CAN work for some people, but in my world we want time and ease. If you want to dip your toe in before jumping in, I get it. Money is deeply personal and VERY taboo. All I ask is that you do one thing. Just take one step towards a different relationship with money. Holding onto the feelings you have about money is taking sooooo much more energy than actually doing something about it. Here are some steps you can take:
You can get a sense of who I am by checking out my media page, where you can catch me on some podcasts.
My freebies page has some free stuff for you to check out as well.
If you have questions, you can also book a 1:1 call here.
Thank you so much for visiting Sacred Wealth. I look forward to hearing from you.
© 2024 Sarah Penfold. All rights reserved.